Overview

The cash management area of a corporation is often defined in terms of managing short-term assets and liabilities. This page deals with the day-to day cash management tasks focusing on the collection, concentration, and disbursement of the company’s cash.

Cash Management Basics
An article for smaller companies but contains good fundamentals.

Cash Management Primer
An introduction to the fundamentals.
CJVolk Associates, Inc

Cash Management Basics from Inc. Magazine
A series of short articles, each discussing an essential aspect of basic cash management.

How to Write an RFP
How to prepare an effective request for proposal, evaluate responses and find the best outsourcing deal for your company. An article by Deb Mielke, Network World

Standardized RFPs
Companies have been using standardized RFPs for cash management and other services for a number of years. In response to requests from banks and corporations, Ken Parkinson and Ray Ruzek have published RFP Questionnaires for Financial Services 4th edition.

Cash Management Pricing
This link is to a PDF file of the executive summary of the Phoenix-Hecht Blue Book of Bank Prices. This is an annual survey on the actual prices paid for the most commonly identified cash management services. Actual prices are gathered from corporate account analyses. The study is published each fall and is available for sale.

Cashflow Forecasting:
Old Problem -New Solution
White paper from Treasury Alliance and DecisionPath Consulting

The Cash Management Balance Reporting Specifications (BAI Version 2.0) were designed to be the basis for agreement between a bank and its corporate customer on how data from the bank's account processing software would be communicated to the customer's account processing software. Free download.

Check Fraud
This site contains a collection of tips, articles, and other information related to the prevention of fraud. With the information discussed here, much can be done to protect your business from check fraud losses.

Check Fraud: A Guide to Avoiding Losses
The Office of the Comptroller of the Currency (OCC), which charters, regulates, and supervises all national banks, provides valuable information on the subject of check fraud, including a discussion of Positive Pay.

Electronic Check Council
Listings of the Electronic Check Council Activities. Formed in 1995, the Council brings together industry stakeholders seeking solutions to the issues of rising costs and fraud associated with paper check processing systems. Each full member has a vote on issues and decisions related to the design and implementation of electronic check applications and may participate in any of the Council's current work groups such as Point of Deposit, Point of Sale, Marketing, Legal, Economic Framework, or Lockbox/Remittance Processing. Non-members may purchase reports.

What is ACH?
Glossary of terms commonly used to describe Automated Clearing House transactions, work flows and functionality from the Southern Financial Exchange.

Electronic Federal Tax Payment System
The Financial Management Service (FMS) of the Department of Treasury details their Electronic Federal Tax Payment System. EFTPS provides an electronic system for reporting and paying Federal taxes. By replacing the current paper-based system, the EFTPS will benefit taxpayers and the Federal Government by providing greater reporting efficiencies and by expediting the availability of funds and investment decision-making information to the Treasury. Detailed information on most aspects of the EFTPS are available through the PDF links on the left side of the page.

Government Payments - Automated Clearing House (ACH)
The Federal Government is the largest single user of the Automated Clearing House (ACH) system, originating and receiving millions of transactions each month. This site provides processing specifications for the different electronic payment programs such as Vendor Express.

Is Lockbox Right For You?
How lockbox works, from the National Check Fraud Center.

Evaluating a Lockbox Bank
This page lets you download Measuring Modeling and Monitoring Your Lockbox, a guide published by Phoenix-Hecht. This guide is a must read for anyone connected with processing remittances.

Proper addressing of remittance mail
From A/P Recap, the accounts payable and purchasing professionals site.

Banking Regulations
Bank compliance is an alphabet soup of regulations -- with Regs A to Z. Keeping it all straight is quite a challenge, and that's the purpose of this page.

Money Laundering
This site from the Financial Crimes Enforcement Network of the Treasury Department contains a number of articles for any organization dealing with large sums of cash.

Cash Flow Forecasting
A case study from Bayberry Associates in which eight questions form the basis for the evaluation of any cash flow forecasting system.

What is unclaimed Property?

Glossary of Common Abandoned Property Terms