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Electronic Commerce

Electronic Commerce is applying electronic solutions to current business transactions or creating new ways to conduct business. EC has become the "holy grail" of the Internet model for doing business with consumers or other corporations. The emerging, and many times competing, technologies make this a "must watch" area for the treasury manager.

E-Commerce Glossary

Research Guide - Electronic Commerce
From the Boston University libraries.

Why Hasn't Electronic Bill Presentment and Payment Taken Off?
Chris Stefanadis
Federal Reserve Bank of New York

E-Commerce:  Integrated Payments
A white paper courtesy of First Union

FedEDI Plus Services
FedEDI Plus enables financial institutions to automatically search Automated Clearing House (ACH) files for financial EDI messages, translate this payment and remittance information into human-readable reports, then distribute this information to business customers.

Purchasing Cards
Barnard College site containing employee purchasing card procedures.

Understanding Sales and Use Tax
Issues and Options for Commercial Card Accounts courtesy of Visa (19 Pages).

E-commerce and Cyber Crime: New Strategies for Managing the Risks of Exploitation
This white paper from KPMG focuses on how organizations can use a comprehensive cyber defense program to turn e-crime preparedness into a new competitive advantage.

The Electronic Check Council of NACHA
The Electronic Check Council provides a cooperative forum for building a framework for the conversion of checks to electronic payments. It serves as a voice of stakeholders for the resolution of electronic check product and operations issues and those of risk, liability and regulation.

Data Interchange Standards Association
This is the home page of the Data Interchange Standards Association (DISA). DISA is a not-for-profit organization that supports the development and use of EDI standards in electronic commerce. DISA's primary services are providing operational support for the X12 and UN/EDIFACT standards development process; maintaining and publishing EDI standards; and providing educational seminars, conferences, and related information services. DISA members include Fortune 500 companies, government agencies, and organizations of all sizes.

Financial Services Technology Consortium
The Financial Services Technology Consortium (FSTC) is a not-for-profit organization whose goal is to enhance the competitiveness of the United States financial services industry. Members of the consortium include banks, financial services providers, research laboratories, universities, technology companies, and government agencies. FSTC sponsors project-oriented collaborative research and development on inter-bank technical projects affecting the entire financial services industry. Particular emphasis is placed on payment systems and services, and leveraging new technologies that help banks cement customer relationships, boost operational efficiency, and expand their market reach.

Buyer's Guide to Electronic Commerce
From NACHA, these electronic product and service listings include company and product names, addresses, contact names, phone numbers, and descriptions of each product or service.

Electronic Commerce Vendors

Interchange Fees in Australia, the UK and the United States: Matching Theory and Practice
Federal Reserve Bank of Kansas City