Books for Treasury Managers

The following books belong in every treasury managers library:

Credit Risk Management:
How to Avoid Lending Disasters and Maximize Earnings

Joetta Colquitt
Credit Risk Management is a comprehensive textbook that looks at the total integrated process for managing credit risk, ranging from the risk assessment of a single obligor to the risk measurement of an entire portfolio. This expert learning tool introduces the principle concepts of credit risk analysis…explains the techniques used for improving the effectiveness of balance sheet management in financial institutions…and shows how to manage credit risks under competitive and realistic conditions. Credit Risk Management presents step-by-step coverage.

Filled with a wide range of study aids, Credit Risk Management is today's best guide to the concepts and practices of modern credit risk management, offering practitioners a detailed roadmap for avoiding lending mishaps and maximizing profits.

Credit Analysis 102
D. Neil Berdiev
This book was created for financial services professionals who seek to excel at their trade and become outstanding performers in their fields. The ability to crunch numbers is the first and very essential skill that a credit or financial analyst learns. Yet, this skill is only a small fraction of your success story. This book synthesizes timeless knowledge within the five key qualities that are not taught or discussed in organizations. Why? Businesses and managers do not have the skills, patience, and motivation to continuously educate their less tenured colleagues on matters that are hard to quantify. This is where this book is intended to make a difference. It was written based on the author’s and many other individuals’ decades of business experiences that can only be described as learning from your own bumps and bruises. The goal is to provide you with the expertise that will make your learning more effective and you, personally, more successful than you would be on your own. While a source of qualitative information, this book should not be confused with motivational or other similar books. This book is for individuals who aspire to be at the top of their field and want to benefit from the advice that is rarely shared. The rest is up to you.

Essentials of Financial Risk Management
Karen A. Horcher
A concise introduction to financial risk management strategies, policies, and techniques. This ideal guide for business professionals focuses on strategic and management issues associated with financial risk. Essentials of Financial Risk Management identifies risk-mitigation policies and strategies; suggestions for determining an organization's risk tolerance; and sources of risk associated with currency exchange rates, interest rates, credit exposure, commodity prices, and other related events. Examples illustrate risk scenarios and offer tips on an array of management alternatives, including changes in the way business is conducted and hedging strategies involving derivatives.

Handbook of Corporate Lending

Handbook of Corporate Lending
A Guide for Bankers and Financial Managers

James S. Sagner and Herbert Jacobs
This handbook focuses on the credit environment in today's financial world. Whether the reader is a practicing bank leader or involved in corporate finance, the book demonstrates how various factors influence credit, funding, pricing decisions and proper structuring of loan agreements. The reader will develop an understanding of the most important issues confronting financial and banking managers today, including a discussion of the financial processes used to formulate decisions and analyze the strengths and weaknesses of credit metrics. The book includes eight cases and suggested solutions, three of which are imbedded in the text and the other five in a separate section. The cases represent a wide range of business and not-for-profit situations, presented using various anlytical processes.

Corporate Credit - CFO's Guide to Bank Debt and Loan Agreements
Susan Alker
This book demystifies the contents of a typical corporate loan agreement and helps make the entire loan process easier to deal with.

Payments Systems in the U.S.
A Guide for the Payments Professional

Carol Coye Benson
Scott Loftesness
A thorough description of payment systems, what they are, how they work including why they developed the way they did and how they are changing.

The Strategic Treasurer
A Partnership for Corporate Growth

Craig A. Jeffery
Timely and authoritative, The Strategic Treasurer: A Partnership for Corporate Growth explores a clear understanding of what it means to be a strategic treasurer, clarifying how to identify the goals, means, and approach that must be present to be strategic. Now, as perhaps never before, the treasurer’s visions, skills, and worth will be tested and proven. Craig Jeffery, through this useful reference and guide, systematically equips today’s corporate treasurers to move from merely being the liquidity manager to becoming a strategic driver and steward of corporate value as well as an equal partner with senior management.

The LSTA's Complete Credit Agreement Guide
The LSTA's Complete Credit Agreement Guide
Richard Wright, Warren Cooke, and Richard Gray
The LSTA's Complete Credit Agreement Guide is a comprehensive handbook that covers every aspect of the credit agreement--from negotiation and execution to managing the process throughout the life of the loan.

Is U.S. Business Overregulated?
How Government Destroys Our Ability to Compete Globally

James S. Sagner, Ph.D.

Dr. James Sagner analyzes, summarizes and explains in simple terms understandable to all readers the complex rules that restrict American business such as the antitrust, corporate governance and banking regulations. Next, the author leads the now informed reader to what, at last, appears as an obvious, innovative and brilliant solution - widespread deregulation - sure to benefit American business.

Optimizing Company Cash
A Guide for Financial Professionals

Michele Allman-Ward, CTP, Cert ICM
A. Peter Allman-Ward, CPA, FCA

Making the most of a company's working capital extends beyond the traditional functions of cash management. Mining, managing and maximizing liquidity is an art and, increasingly, a science. Effective financial management is an integral part of a company's success-an activity that has a positive impact on a company's bottom line and on shareholder value. Optimizing Company Cash is a tool to help financial professionals manage a company's short-term resources to sustain ongoing activities, mobilize funds, and optimize cash. It contains workflow diagrams, checklists, templates, worked examples and step-by-step processes and tips to carry out the essentials of cash management.

Standard & Poor's Fundamentals of Corporate Credit Analysis
Blaise Ganguin and John Bilardello

Credit analysis--gauging an issuer's ability to repay interest and principal on a bond issue--plays an essential role in determining how bond issues are rated and priced. Fundamentals of Corporate Credit Analysis provides both analysts and investors with the practical, up-to-date information they need, backed by Standard & Poor's research, data, and experience, to properly assess the credit risk of virtually any entity.

Fundamentals of Financial Management, 13/e
James C. Van Horne, Stanford University
John M. Wachowicz Jr., The University of Tennessee

Financial and Process Metrics for the New Economy
James Sagner
Meaningful Measures for Evaluating Business Opportunities in Today's Accelerated E-Commerce Environment
The Complete Equipment Leasing Handbook
Richard M. Contino
A combination of the most authoritative handbook and most complete toolkit on equipment leasing.
Cashflow Reengineering
James Sagner
In this groundbreaking book, James S. Sagner takes the popular and well-established principles of reengineering and for the first time applies them to the everyday problems of cashflow management. He shows readers how to accurately diagnose their company's cashflow situation and correctly prescribe a successful treatment. Sagner's advice cuts to the heart of the matter, focusing on numerous corporate activities that affect cash flow as well as on the negative effects of traditional management philosophies.